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A Gold Loan is a collateralized loan that allows easy access to financing. There are multiple different schemes in gold loans such as monthly interest payment, bullet payment & jumping interest. FinMetGold does NOT facilitate jumping interest schemes, the interest you sign up for will be the interest you pay for throughout the loan period.

Gold loans have lower interest rates compared to personal loans. They are quick to process and require minimal documentation.

Ensure you understand the interest rate, tenure, and repayment options before taking a gold loan.

No, gold loans do not require a CIBIL score as they are secured loans.

You need to provide ID proof, address proof, and gold ownership proof.